{"id":533,"date":"2025-05-16T20:04:15","date_gmt":"2025-05-16T20:04:15","guid":{"rendered":"https:\/\/theglobetrail.com\/?p=533"},"modified":"2025-07-03T00:05:01","modified_gmt":"2025-07-03T00:05:01","slug":"guia-de-compra-carro","status":"publish","type":"post","link":"https:\/\/theglobetrail.com\/he\/guia-de-compra-carro\/","title":{"rendered":"Como comprar um carro barato \u2013 Veja as melhores formas de economizar"},"content":{"rendered":"<p>Comprar um carro \u00e9 um dos maiores compromissos financeiros que a maioria das pessoas \u05dc\u05d4\u05e0\u05d9\u05d7 \u05d0\u05d0\u05d5 \u05dc\u05d5\u05e0\u05d2\u05d5 \u05d3\u05d4 \u05d5\u05d9\u05d3\u05d4. No entanto, com planejamento e boas decis\u00f5es, \u00e9 poss\u00edvel economizar bastante evitar dores de cabe\u00e7a no futuro.&nbsp;<\/p>\n\n\n\n<p>Neste \u05e1\u05e7\u05d9\u05e8\u05d4 \u05de\u05dc\u05d0\u05d4, \u05d5\u05d0\u05de\u05d5\u05e1 Explorar Todas as Formas de Comprar um Carro de maneira mais econ\u00f4mica, com dicas de intelig\u00eancia financeira, explica\u00e7\u00f5es detalhadas e conselhos pr\u00e1ticos para te ajudar a fazer a escolha certa.<\/p>\n\n\n<div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z2vl7iE\"><section align=\"center\" class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.bv.com.br\/simulador\/#\/veiculo?idcmp=T01%7CC04%7CV03%7CF08%7CP206%7CP%7Cresponsivo%7Cbv_financeira_ampla%7Cfv_midia_google_conversao_branding_search_062021&amp;gad_source=1&amp;gad_campaignid=13558389090&amp;gbraid=0AAAAADnBWXb7tU1OwuMTYNap98Mm9GduD&amp;gclid=Cj0KCQjwxJvBBhDuARIsAGUgNfgMn2090JOKmWDpGpltNZYHoiKttcbS2jlqvlmcZDAN3e6zOskOJAsaAqgIEALw_wcB\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/bv-financeira.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          \u05e4\u05d9\u05e0\u05e0\u05e1\u05d9\u05de\u05e0\u05d8\u05d5         <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          BV Financeira        <\/h1>\n        <div class=\"flex mb-4 justify-center\">\n          \n                      <span class=\"border inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              \u05e7\u05e0\u05d4 \u05e7\u05d0\u05e8\u05d5            <\/span>\n                      <span class=\"border inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              \u05e4\u05d9\u05e0\u05e0\u05e1\u05d9\u05de\u05e0\u05d8\u05d5            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Fa\u00e7a uma simula\u00e7\u00e3o para o ve\u00edculo que deseja        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" href=\"https:\/\/www.bv.com.br\/simulador\/#\/veiculo?idcmp=T01%7CC04%7CV03%7CF08%7CP206%7CP%7Cresponsivo%7Cbv_financeira_ampla%7Cfv_midia_google_conversao_branding_search_062021&amp;gad_source=1&amp;gad_campaignid=13558389090&amp;gbraid=0AAAAADnBWXb7tU1OwuMTYNap98Mm9GduD&amp;gclid=Cj0KCQjwxJvBBhDuARIsAGUgNfgMn2090JOKmWDpGpltNZYHoiKttcbS2jlqvlmcZDAN3e6zOskOJAsaAqgIEALw_wcB\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded disabled:opacity-50\">\n              \u05e8\u05d0\u05d4 \u05ea\u05e0\u05d0\u05d9\u05dd            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" href=\"https:\/\/www.bv.com.br\/simulador\/#\/veiculo?idcmp=T01%7CC04%7CV03%7CF08%7CP206%7CP%7Cresponsivo%7Cbv_financeira_ampla%7Cfv_midia_google_conversao_branding_search_062021&amp;gad_source=1&amp;gad_campaignid=13558389090&amp;gbraid=0AAAAADnBWXb7tU1OwuMTYNap98Mm9GduD&amp;gclid=Cj0KCQjwxJvBBhDuARIsAGUgNfgMn2090JOKmWDpGpltNZYHoiKttcbS2jlqvlmcZDAN3e6zOskOJAsaAqgIEALw_wcB\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded disabled:opacity-50\">\n              \u05e8\u05d0\u05d4 \u05ea\u05e0\u05d0\u05d9\u05dd            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          \u05ea\u05d5\u05e2\u05d1\u05e8 \u05dc\u05d0\u05ea\u05e8 \u05d0\u05d9\u05e0\u05d8\u05e8\u05e0\u05d8 \u05d0\u05d7\u05e8        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section><\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>Formas de comprar um carro: escolha o melhor custo x benef\u00edcio&nbsp;<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Financiamento de carro seminovo em ag\u00eancias<\/strong><\/h3>\n\n\n\n<p>Ag\u00eancias costumam vender ve\u00edculos financiados por meio de um banco ou institui\u00e7\u00e3o financeira.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> Para quem precisa de um carro rapidamente, n\u00e3o tem o valor total para pagar \u00e0 vista, mas pode dar uma boa entrada e arcar com parcelas fixas.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> O carro seminovo tem pre\u00e7o mais baixo que um novo e menor deprecia\u00e7\u00e3o. No entanto, o financiamento implica juros, que podem dobrar o valor final do carro se o prazo for muito longo.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> \u05e1\u05d9\u05de\u05d5\u05dc com diferentes institui\u00e7\u00f5es, \u05e9\u05d9\u05dd \u05dc\u05d1 \u05dc-CET (Custo Efetivo Total), evite financiamentos com entrada zero e busque prazos menores para pagar menos juros. Semper verifique o hist\u00f3rico do carro ea proced\u00eancia da ag\u00eancia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u05de\u05db\u05d5\u05e0\u05d9\u05d5\u05ea \u05de\u05e9\u05d5\u05de\u05e9\u05d5\u05ea \u05e2\u05dd \u05e0\u05d5\u05e3<\/strong><\/h3>\n\n\n\n<p>\u05d9\u05e9 \u05d0\u05e4\u05e9\u05e8\u05d5\u05ea \u05dc\u05d4\u05e9\u05d5\u05d5\u05ea \u05d0\u05ea \u05d4\u05db\u05d9\u05d5\u05d5\u05df \u05e9\u05dc \u05d4-outros donos, essa op\u00e7\u00e3o costuma ser a de melhor custo-benef\u00edcio, mas alguns cuidados devem ser tomados.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> Quem tem uma boa reserva financeira \u05d0\u05d5 disciplina para juntar o valor necess\u00e1rio antes da compra.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> Evita juros, aumenta o poder de barganha e possibilita adquirir um modelo de categoria superior pelo pre\u00e7o de um modelo novo b\u00e1sico.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> Fa\u00e7a uma vistoria detalhada no ve\u00edculo. \u05d0\u05d9\u05de\u05d5\u05ea \u05ea\u05d9\u05e2\u05d5\u05d3, IPVA em aberto, multas, se carro j\u00e1 passou por sinistro ou possui algum bloqueio de recall. Contrate um mec\u00e2nico para inspecionar motor, suspens\u00e3o e outros itens. Al\u00e9m disso, semper marque o encontro em um lugar p\u00fablico e seguro, a fim de evitar golpes. N\u00e3o postergue o registro em cart\u00f3rio evite fazer transfer\u00eancias antes disso.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u05dc\u05d9\u05e1\u05d9\u05e0\u05d2<\/strong><\/h3>\n\n\n\n<p>Essa modalidade funciona como um aluguel de longo prazo com op\u00e7\u00e3o de compra no final. A financeira \u00e9 a propriet\u00e1ria do ve\u00edculo at\u00e9 o fim do contrato, e voc\u00ea paga pelo uso do carro.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> Empresas ou profissionais aut\u00f4nomos que querem deduzir despesas e trocam de carro com frequ\u00eancia. Tamb\u00e9m pode ser vantajoso para quem quer parcelas mais baixas.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> As parcelas s\u00e3o menores que em financiamentos tradicionais. Em algumas modalidades, h\u00e1 isen\u00e7\u00e3o de IPVA. Ao final, voc\u00ea pode comprar o carro por um valor \u05e9\u05d0\u05e8\u05d9\u05ea.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> O carro n\u00e3o \u00e9 seu at\u00e9 o fim do contrato. Pode Haver Limita\u00e7\u00f5es \u05e2\u05d1\u05d5\u05e8 \u05d4\u05ea\u05d0\u05de\u05d4 \u05d0\u05d9\u05e9\u05d9\u05ea \u05d0\u05d5 \u05de\u05db\u05d9\u05e8\u05d4. Leia atentamente as cl\u00e1usulas sobre multas e manuten\u00e7\u00e3o obrigat\u00f3ria.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. \u05e7\u05d0\u05e8\u05d5 \u05d3\u05d4 \u05dc\u05d9\u05d9\u05dc\u05d0\u05d5<\/strong><\/h3>\n\n\n\n<p><strong>\u05de\u05d4 \u05d6\u05d4:<\/strong> S\u00e3o ve\u00edculos leiloados por \u00f3rg\u00e3os p\u00fablicos, bancos ou seguradoras. \u05d0\u05dc\u05e1 \u05e7\u05d5\u05e1\u05de\u05d8\u05d9\u05e7\u05d4 \u05e1\u05d7\u05e8 vendidos abaixo do pre\u00e7o de mercado, mas &quot;no estado&quot;, \u05d0\u05e9\u05e8 \u05de\u05d1\u05d8\u05d9\u05d7 \u05d0\u05d5 \u05e0\u05e1\u05d9\u05e2\u05ea \u05de\u05d1\u05d7\u05df.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> Quem entende de mec\u00e2nica \u05d0\u05d5 conta com ajuda especializada, e est\u00e1 disposto a arcar com eventuais reparos.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> O valor pode ser at\u00e9 50% menor que a tablea FIPE. \u05d0\u05d9\u05e1\u05d5 \u05d0\u05d1\u05e8 espa\u00e7o para economizar \u05d0\u05d5 investir em melhorias.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> \u05d9\u05e9 \u05dc\u05d4\u05ea\u05d9\u05d9\u05e2\u05e5 \u05e2\u05dd \u05e2\u05e8\u05d9\u05db\u05d4 \u05de\u05dc\u05d0\u05d4, \u05dc\u05d7\u05e9\u05d1 \u05d0\u05ea \u05d4\u05ea\u05d5\u05e1\u05e4\u05d5\u05ea (como d\u00e9bitos pendentes, taxas administrativas e consertos) e, se poss\u00edvel, visite o p\u00e1tio para ver o carro antes de dar lances. Busque ve\u00edculos que foram utilizados por \u00f3rg\u00e3os p\u00fablicos, pois h\u00e1 maior possibilidade de estarem em melhor estado.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. \u05e7\u05d5\u05e0\u05e1\u05d5\u05e8\u05e1\u05d9\u05d5<\/strong><\/h3>\n\n\n\n<p>Essa \u00e9 uma modalidade em que v\u00e1rias pessoas contribuem mensalmente para um fundo comum. Todos os meses, um ou mais participantes s\u00e3o contemplados por sorteio ou lance para compra do carro.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> Quem n\u00e3o tem pressa para ter o carro e quer evitar juros altos, planejando a compra com disciplina.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> \u00c9 mais barato que o financiamento, pois n\u00e3o h\u00e1 juros. A taxa de administra\u00e7\u00e3o costuma ser mais baixa. Al\u00e9m disso, pode-se ofertar um lance para antecipar a contempla\u00e7\u00e3o.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> N\u00e3o h\u00e1 prazo garantido para a contempla\u00e7\u00e3o. Pode demorar anos. Escolha administradoras autorizadas pelo Banco Central e leia bem o contrato do grupo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. \u05de\u05e0\u05d5\u05ea \u05de\u05d9\u05d5\u05d7\u05d3\u05d5\u05ea<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u05d0) \u05d4\u05e0\u05d7\u05d5\u05ea \u05e2\u05d1\u05d5\u05e8 PCD<\/strong><\/h4>\n\n\n\n<p>Pessoas com defici\u00eancia (\u05e4\u05d9\u05e1\u05d9\u05e7\u05d4, \u05d7\u05d6\u05d5\u05ea\u05d9\u05ea, \u05d0\u05d5\u05d3\u05d9\u05d8\u05d9\u05d1\u05d9\u05d5\u05ea \u05d0\u05d5 \u05de\u05e0\u05d8\u05dc\u05d9\u05ea) \u05ea\u05d2\u05e8\u05d5\u05dd \u05dc\u05d4\u05e9\u05d5\u05d5\u05d0\u05d4 \u05d1\u05d9\u05df \u05de\u05e2\u05e8\u05db\u05d5\u05ea \u05e4\u05e8\u05e1\u05d5\u05dd \u05db\u05de\u05d5 IPI, ICMS, IPVA \u05d5- IOF.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> Para quem se enquadra nas exig\u00eancias legais e precisa de um carro adaptado ou com conforto extra.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> Descontos podem ultrapassar 25%. \u05d0\u05dd \u05de\u05d3\u05d5\u05d1\u05e8 \u05d1\u05d0\u05d9\u05e8\u05d5\u05e2\u05d9\u05dd \u05de\u05d9\u05d5\u05d7\u05d3\u05d9\u05dd, \u05d0\u05d9\u05df \u05e6\u05d5\u05e8\u05da \u05dc\u05d4\u05d2\u05d3\u05d9\u05e8 \u05de\u05d5\u05d3\u05dc\u05d9\u05dd \u05de\u05d9\u05d5\u05d7\u05d3\u05d9\u05dd \u05e2\u05dd \u05e7\u05d5\u05e0\u05e4\u05d9\u05d2\u05d5\u05e8\u05e6\u05d9\u05d5\u05ea pensadas para o p\u00fablico PCD.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> O processo \u00e9 burocr\u00e1tico, exige laudos m\u00e9dicos, autoriza\u00e7\u00e3o da Receita Federal e pode levar alguns meses. A isen\u00e7\u00e3o vale apenas para modelos at\u00e9 certo valor.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u05d1) \u05e8\u05db\u05d9\u05e9\u05ea \u05e8\u05db\u05d1 \u05e2\u05dd \u05d7.\u05e4.<\/strong><\/h4>\n\n\n\n<p>Empresas e MEIs (Microempreendedores Individuais) podem adquirir carros com descontos direto da montadora, j\u00e1 que s\u00e3o considerados vendas corporativas.<\/p>\n\n\n\n<p><strong>\u05db\u05d3\u05d9 \u05dc\u05e9\u05dc\u05dd \u05d0\u05ea \u05d4\u05e2\u05e8\u05da:<\/strong> \u05de\u05e7\u05e6\u05d5\u05e2\u05e0\u05d9\u05dd \u05d0\u05d5\u05d8\u05d5\u05e0\u05d5\u05de\u05d5\u05e1\u05d9\u05dd, \u05e4\u05e8\u05e1\u05d8\u05d3\u05d5\u05e8\u05e1 \u05d3\u05d4 \u05e9\u05d9\u05e8\u05d5\u05ea e empres\u00e1rios que usam o carro como ferramenta de trabalho \u05d0\u05d5 preendem renovar frotas.<\/p>\n\n\n\n<p><strong>\u05d9\u05d7\u05e1 \u05d6\u05db\u05d5\u05d9\u05d5\u05ea \u05d9\u05d5\u05e6\u05e8\u05d9\u05dd:<\/strong> Os descontos podem variar entre 2% e 30%, dependendo da marca e volume de compras. Al\u00e9m disso, permite dedu\u00e7\u00e3o de despesas no Imposto de Renda.<\/p>\n\n\n\n<p><strong>\u05e2\u05d6\u05e8\u05d4:<\/strong> Algumas montadoras exigem que o CNPJ tenha um tempo minimo de abertura. Certos modelos s\u00f3 est\u00e3o dispon\u00edveis sob encomenda, com prazos maiores de entrega.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Financiamento de ve\u00edculos em 2025: quais s\u00e3o as taxas de juros eo que influencia nos valores<\/strong><\/h2>\n\n\n\n<p>Em 2025, as taxas de juros para financiamento de ve\u00edculos no Brasil variam, em m\u00e9dia, entre <strong>1,30% \u05d5-2,30% \u05d1\u05d7\u05d5\u05d3\u05e9<\/strong>, \u05d0\u05d5 \u05de\u05e9\u05d4\u05d5 \u05e9\u05d5\u05d5\u05d4 \u05e2\u05e8\u05da \u05dc- <strong>16,8% \u05e2\u05d3 31,4% \u05d1\u05e9\u05e0\u05d4 \u05e9\u05e2\u05d1\u05e8\u05d4<\/strong>. Essa varia\u00e7\u00e3o depende de diversos fatores, tanto do perfil do comprador quanto das condi\u00e7\u00f5es da opera\u00e7\u00e3o em si.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Fatores que influenciam na taxa de juros<\/strong><\/h3>\n\n\n\n<ol>\n<li><strong>Score de cr\u00e9dito do comprador<\/strong><strong><br><\/strong> Quanto maior o score (pontua\u00e7\u00e3o que indica seu hist\u00f3rico de bom pagador), menor Tende a ser a taxa de juros. Pessoas com score alto (acima de 700) costumam obter melhores condi\u00e7\u00f5es.<br><\/li>\n\n\n\n<li><strong>\u05d2\u05d1\u05d5\u05e8\u05ea \u05d4\u05db\u05e0\u05d9\u05e1\u05d4<\/strong><strong><br><\/strong> Oferecer uma entrada maior diminui o risco para a institui\u00e7\u00e3o financeira e, portanto, reduz os juros. \u05ea\u05dc\u05d1\u05d5\u05e9\u05d5\u05ea 30% \u05de\u05e8\u05d0\u05d5\u05ea \u05d0\u05ea \u05d4\u05e0\u05d5\u05e3.<br><\/li>\n\n\n\n<li><strong>\u05e4\u05e9\u05e8\u05d4 \u05e4\u05d9\u05e0\u05e0\u05e1\u05d9\u05ea<\/strong><strong><br><\/strong> Quanto maior o n\u00famero de parcelas, maior o risco para a financeira - e maior tamb\u00e9m a taxa de juros. Parcelamentos entre 24 e 36 meses tendem a oferecer melhores condi\u00e7\u00f5es.<br><\/li>\n\n\n\n<li><strong>Tipo do ve\u00edculo (novo ou usado)<\/strong><strong><br><\/strong> Financiamentos de carros novos geralmente t\u00eam juros mais baixos, pois o bem tem menor deprecia\u00e7\u00e3o imediata e mais liquidez. Carros usados, por apresentarem maior risco de manuten\u00e7\u00e3o ou desvaloriza\u00e7\u00e3o, podem ter juros mais altos.<br><\/li>\n\n\n\n<li><strong>Renda comprovada e v\u00ednculo empregat\u00edcio<\/strong><strong><br><\/strong> Ter estabilidade no Emprego, v\u00ednculo CLT ou renda alta e recorrente tamb\u00e9m contribui para juros mais baixos, pois reduz o risco de inadimpl\u00eancia.<br><\/li>\n\n\n\n<li><strong>\u05de\u05d5\u05e1\u05d3 \u05e4\u05d9\u05e0\u05e0\u05e1\u05d9<\/strong><strong><br><\/strong> Bancos tradicionais (como Ita\u00fa, Bradesco, Santander) e financeiras especializadas (como BV e Porto Seguro Financeira) oferecem taxas diferentes. \u05d0\u05dd \u05db\u05df, \u05d4\u05e9\u05d5\u05d5\u05d0\u05d4 \u05de\u05d4\u05d5\u05ea\u05d9\u05ea \u05dc-CET (Custo Efetivo Total) em mais de um lugar.<br><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u05e2\u05d6\u05e8\u05d4 \u05d1\u05e7\u05e0\u05d9\u05d9\u05ea \u05e8\u05db\u05d1<\/strong><\/h2>\n\n\n\n<p>Comprar um carro, mesmo que usado ou mais barato, exige aten\u00e7\u00e3o em cada etapa do processo. \u05d0\u05dd \u05d9\u05e9 \u05dc\u05da \u05d0\u05ea \u05d4\u05e2\u05d9\u05e7\u05e8\u05d5\u05df \u05d4\u05d6\u05d4, \u05d0\u05ea\u05d4 \u05e6\u05e8\u05d9\u05da \u05dc\u05e2\u05e9\u05d5\u05ea \u05d0\u05ea \u05d6\u05d4 \u05db\u05d3\u05d9 \u05dc\u05d4\u05d2\u05d3\u05d9\u05e8 \u05d0\u05ea \u05d4\u05db\u05e1\u05e4\u05d9\u05dd \u05d4\u05de\u05e9\u05e4\u05d8\u05d9\u05d9\u05dd:<\/p>\n\n\n\n<ul>\n<li><strong>\u05d4\u05dc\u05d9\u05da \u05d4\u05e8\u05db\u05d1<\/strong>: Verifique se h\u00e1 registro de sinistros, se foi furtado ou recuperado, ou se possui restri\u00e7\u00f5es judiciais. \u05d4\u05e9\u05ea\u05de\u05e9 \u05d1- Renavam para essa consulta.<\/li>\n\n\n\n<li><strong>\u05d4\u05d9\u05e1\u05d8\u05d5\u05e8\u05d9\u05d5\u05df \u05e9\u05dc \u05ea\u05d7\u05d6\u05d5\u05e7\u05d4<\/strong>: Veja se as revis\u00f5es foram feitas em dia, se h\u00e1 manual e se os comprovantes de servi\u00e7os est\u00e3o dispon\u00edveis.<\/li>\n\n\n\n<li><strong>\u05d5\u05d9\u05e1\u05d8\u05d5\u05e8\u05d9\u05d4 \u05e7\u05d0\u05d8\u05dc\u05e8<\/strong>: Leve o ve\u00edculo para uma vistoria t\u00e9cnica em empresas especializadas, que avaliam estrutura, motor, chassi e eventuais adultera\u00e7\u00f5es.<\/li>\n\n\n\n<li><strong>\u05ea\u05d9\u05e2\u05d5\u05d3 \u05e0\u05db\u05d5\u05df<\/strong>: Exija nota fiscal (em caso de loja) ou recibo de compra e venda reconhecido em cart\u00f3rio (em caso de particulier). Verifique se o IPVA est\u00e1 pago e se n\u00e3o h\u00e1 multas ou pend\u00eancias.<\/li>\n\n\n\n<li><strong>\u05de\u05d1\u05d7\u05df \u05e8\u05d5\u05d3\u05d0\u05d2\u05dd<\/strong>: \u05e0\u05e1\u05d9\u05e2\u05ea \u05de\u05d1\u05d7\u05df \u05dc\u05e0\u05e1\u05d9\u05e2\u05ea \u05de\u05d1\u05d7\u05df \u05dc\u05db\u05d9\u05d5\u05d5\u05df \u05d4\u05e9\u05e2\u05d9\u05d4, \u05d4\u05e0\u05d7\u05d9\u05d5\u05ea, \u05e0\u05e1\u05d9\u05e2\u05d5\u05ea \u05d5\u05ea\u05e9\u05d5\u05d1\u05d5\u05ea \u05dc\u05de\u05e0\u05d5\u05e2.<\/li>\n\n\n\n<li><strong>\u05e2\u05e1\u05e7\u05d4 \u05d1\u05d8\u05d5\u05d7\u05d4<\/strong>: Evite pagar sinal ou valores altos antecipadamente sem garantias. Prefira fechar neg\u00f3cio em locais reconhecidos \u05d0\u05d5 com contratos formais.<\/li>\n<\/ul>\n\n\n\n<p>Tomar esses cuidados evita preju\u00edzos futuros, dores de cabe\u00e7a com a justi\u00e7a e surpresas mec\u00e2nicas que podem custar caro.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u05e1\u05d9\u05db\u05d5\u05dd<\/strong><\/h2>\n\n\n\n<p>Comprar um carro barato \u00e9 um processo que exige aten\u00e7\u00e3o, paci\u00eancia e, acima de tudo, intellig\u00eancia financeira.&nbsp;<\/p>\n\n\n\n<p>A chave para economizar est\u00e1 menos em encontrar a &quot;oferta perfeita&quot; e mais em planejar bem, entender todas as op\u00e7\u00f5es dispon\u00edveis e tomar decis\u00f5es com base na sua realidade.<\/p>\n\n\n\n<p>Cada modalidade de compra tem seu perfil \u05d0\u05d9\u05d3\u05d9\u05d0\u05dc\u05d9. Se voc\u00ea pode esperar, o cons\u00f3rcio pode ser uma solu\u00e7\u00e3o mais econ\u00f4mica.&nbsp;<\/p>\n\n\n\n<p>Se tem dinheiro guardado, comprar \u00e0 vista um carro usado bem conservado pode trazer uma excelente rela\u00e7\u00e3o custo-benef\u00edcio.&nbsp;<\/p>\n\n\n\n<p>J\u00e1 para quem precisa do carro com urg\u00eancia, vale buscar financiamentos com boas condi\u00e7\u00f5es \u05d0\u05d5 at\u00e9 aproveitar descontos especiais se tiver direito.<\/p>\n\n\n\n<p>Independentemente da forma escolhida, o mais importante \u00e9 que o carro esteja a servi\u00e7o do seu estilo de vida \u2014 e n\u00e3o se torne uma fonte constante de preocupa\u00e7\u00e3o financeira.<\/p>\n\n\n\n<p>Pesquise, \u05d4\u05e9\u05d5\u05d5, negocie e, principalmente, respeite seu or\u00e7amento. Ao fazer isso, voc\u00ea transforma a compra de um carro em uma conquista, e n\u00e3o em um peso no seu bolso.<\/p>\n\n\n\n<p>Com informa\u00e7\u00e3o e organiza\u00e7\u00e3o, voc\u00ea pode dirigir com tranquilidade, sabendo que fez um bom neg\u00f3cio.<\/p>","protected":false},"excerpt":{"rendered":"<p>Comprar um carro \u00e9 um dos maiores compromissos financeiros que a maioria das pessoas \u05dc\u05d4\u05e0\u05d9\u05d7 \u05d0\u05d0\u05d5 \u05dc\u05d5\u05e0\u05d2\u05d5 \u05d3\u05d4 \u05d5\u05d9\u05d3\u05d4. No entanto, com planejamento e boas decis\u00f5es, \u00e9 poss\u00edvel economizar bastante evitar dores de cabe\u00e7a no futuro. \u05e1\u05e7\u05d9\u05e8\u05ea Neste Completo, vamos explorar todas as formas de comprar um carro de maneira mais econ\u00f4mica, com dicas [\u2026]<\/p>","protected":false},"author":40,"featured_media":537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3,1],"tags":[28,13,14,11],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como comprar um carro barato - Veja as melhores formas de economizar - The Globe Trail<\/title>\n<meta name=\"description\" content=\"Guia completo para adquirir seu ve\u00edculo em 2025: benef\u00edcios, custos reais, documenta\u00e7\u00e3o, empresas confi\u00e1veis. Veja como economizar!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/theglobetrail.com\/he\/guia-de-compra-carro\/\" \/>\n<meta property=\"og:locale\" content=\"he_IL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como comprar um carro barato - Veja as melhores formas de economizar - The Globe Trail\" \/>\n<meta property=\"og:description\" content=\"Guia completo para adquirir seu ve\u00edculo em 2025: benef\u00edcios, custos reais, documenta\u00e7\u00e3o, empresas confi\u00e1veis. Veja como economizar!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/theglobetrail.com\/he\/guia-de-compra-carro\/\" \/>\n<meta property=\"og:site_name\" content=\"The Globe Trail\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-16T20:04:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-03T00:05:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pontesingrid25\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pontesingrid25\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"\u05d3\u05e7\u05d41\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/\"},\"author\":{\"name\":\"pontesingrid25\",\"@id\":\"https:\/\/theglobetrail.com\/#\/schema\/person\/c5498b24a88da160da0e57bf18a995fd\"},\"headline\":\"Como comprar um carro barato &#8211; Veja as melhores formas de economizar\",\"datePublished\":\"2025-05-16T20:04:15+00:00\",\"dateModified\":\"2025-07-03T00:05:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/\"},\"wordCount\":1719,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/theglobetrail.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg\",\"keywords\":[\"bv financeira\",\"financiamento de carro\",\"financiamento de carro seminovo\",\"financiamento de ve\u00edculo\"],\"articleSection\":[\"Estilo de Vida\",\"Uncategorized\"],\"inLanguage\":\"he-IL\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/\",\"url\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/\",\"name\":\"Como comprar um carro barato - Veja as melhores formas de economizar - The Globe Trail\",\"isPartOf\":{\"@id\":\"https:\/\/theglobetrail.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg\",\"datePublished\":\"2025-05-16T20:04:15+00:00\",\"dateModified\":\"2025-07-03T00:05:01+00:00\",\"description\":\"Guia completo para adquirir seu ve\u00edculo em 2025: benef\u00edcios, custos reais, documenta\u00e7\u00e3o, empresas confi\u00e1veis. Veja como economizar!\",\"breadcrumb\":{\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#breadcrumb\"},\"inLanguage\":\"he-IL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"he-IL\",\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage\",\"url\":\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg\",\"contentUrl\":\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/theglobetrail.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Como comprar um carro barato &#8211; Veja as melhores formas de economizar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/theglobetrail.com\/#website\",\"url\":\"https:\/\/theglobetrail.com\/\",\"name\":\"The Globe Trail\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/theglobetrail.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/theglobetrail.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"he-IL\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/theglobetrail.com\/#organization\",\"name\":\"The Globe Trail\",\"url\":\"https:\/\/theglobetrail.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"he-IL\",\"@id\":\"https:\/\/theglobetrail.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/08\/cropped-cropped-3.jpg\",\"contentUrl\":\"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/08\/cropped-cropped-3.jpg\",\"width\":493,\"height\":502,\"caption\":\"The Globe Trail\"},\"image\":{\"@id\":\"https:\/\/theglobetrail.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/theglobetrail.com\/#\/schema\/person\/c5498b24a88da160da0e57bf18a995fd\",\"name\":\"pontesingrid25\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"he-IL\",\"@id\":\"https:\/\/theglobetrail.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/640a1578a4dd824347abae66b0e3c1de?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/640a1578a4dd824347abae66b0e3c1de?s=96&d=mm&r=g\",\"caption\":\"pontesingrid25\"},\"url\":\"https:\/\/theglobetrail.com\/he\/author\/pontesingrid25\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Como comprar um carro barato - Veja as melhores formas de economizar - The Globe Trail","description":"Guia completo para adquirir seu ve\u00edculo em 2025: benef\u00edcios, custos reais, documenta\u00e7\u00e3o, empresas confi\u00e1veis. Veja como economizar!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/theglobetrail.com\/he\/guia-de-compra-carro\/","og_locale":"he_IL","og_type":"article","og_title":"Como comprar um carro barato - Veja as melhores formas de economizar - The Globe Trail","og_description":"Guia completo para adquirir seu ve\u00edculo em 2025: benef\u00edcios, custos reais, documenta\u00e7\u00e3o, empresas confi\u00e1veis. Veja como economizar!","og_url":"https:\/\/theglobetrail.com\/he\/guia-de-compra-carro\/","og_site_name":"The Globe Trail","article_published_time":"2025-05-16T20:04:15+00:00","article_modified_time":"2025-07-03T00:05:01+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg","type":"image\/jpeg"}],"author":"pontesingrid25","twitter_card":"summary_large_image","twitter_misc":{"Written by":"pontesingrid25","Est. reading time":"\u05d3\u05e7\u05d41"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#article","isPartOf":{"@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/"},"author":{"name":"pontesingrid25","@id":"https:\/\/theglobetrail.com\/#\/schema\/person\/c5498b24a88da160da0e57bf18a995fd"},"headline":"Como comprar um carro barato &#8211; Veja as melhores formas de economizar","datePublished":"2025-05-16T20:04:15+00:00","dateModified":"2025-07-03T00:05:01+00:00","mainEntityOfPage":{"@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/"},"wordCount":1719,"commentCount":0,"publisher":{"@id":"https:\/\/theglobetrail.com\/#organization"},"image":{"@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage"},"thumbnailUrl":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg","keywords":["bv financeira","financiamento de carro","financiamento de carro seminovo","financiamento de ve\u00edculo"],"articleSection":["Estilo de Vida","Uncategorized"],"inLanguage":"he-IL","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/theglobetrail.com\/guia-de-compra-carro\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/","url":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/","name":"Como comprar um carro barato - Veja as melhores formas de economizar - The Globe Trail","isPartOf":{"@id":"https:\/\/theglobetrail.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage"},"image":{"@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage"},"thumbnailUrl":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg","datePublished":"2025-05-16T20:04:15+00:00","dateModified":"2025-07-03T00:05:01+00:00","description":"Guia completo para adquirir seu ve\u00edculo em 2025: benef\u00edcios, custos reais, documenta\u00e7\u00e3o, empresas confi\u00e1veis. Veja como economizar!","breadcrumb":{"@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#breadcrumb"},"inLanguage":"he-IL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/theglobetrail.com\/guia-de-compra-carro\/"]}]},{"@type":"ImageObject","inLanguage":"he-IL","@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#primaryimage","url":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg","contentUrl":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/theglobetrail.com\/guia-de-compra-carro\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/theglobetrail.com\/"},{"@type":"ListItem","position":2,"name":"Como comprar um carro barato &#8211; Veja as melhores formas de economizar"}]},{"@type":"WebSite","@id":"https:\/\/theglobetrail.com\/#website","url":"https:\/\/theglobetrail.com\/","name":"The Globe Trail","description":"","publisher":{"@id":"https:\/\/theglobetrail.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/theglobetrail.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"he-IL"},{"@type":"Organization","@id":"https:\/\/theglobetrail.com\/#organization","name":"The Globe Trail","url":"https:\/\/theglobetrail.com\/","logo":{"@type":"ImageObject","inLanguage":"he-IL","@id":"https:\/\/theglobetrail.com\/#\/schema\/logo\/image\/","url":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/08\/cropped-cropped-3.jpg","contentUrl":"https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/08\/cropped-cropped-3.jpg","width":493,"height":502,"caption":"The Globe Trail"},"image":{"@id":"https:\/\/theglobetrail.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/theglobetrail.com\/#\/schema\/person\/c5498b24a88da160da0e57bf18a995fd","name":"pontesingrid25","image":{"@type":"ImageObject","inLanguage":"he-IL","@id":"https:\/\/theglobetrail.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/640a1578a4dd824347abae66b0e3c1de?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/640a1578a4dd824347abae66b0e3c1de?s=96&d=mm&r=g","caption":"pontesingrid25"},"url":"https:\/\/theglobetrail.com\/he\/author\/pontesingrid25\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg",1920,1080,false],"thumbnail":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento-150x150.jpg",150,150,true],"medium":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento-300x169.jpg",300,169,true],"medium_large":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento-768x432.jpg",768,432,true],"large":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento.jpg",1920,1080,false],"trp-custom-language-flag":["https:\/\/theglobetrail.com\/wp-content\/uploads\/sites\/224\/2025\/05\/financiamento-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"pontesingrid25","author_link":"https:\/\/theglobetrail.com\/he\/author\/pontesingrid25\/"},"uagb_comment_info":101,"uagb_excerpt":"Comprar um carro \u00e9 um dos maiores compromissos financeiros que a maioria das pessoas assume ao longo da vida. No entanto, com planejamento e boas decis\u00f5es, \u00e9 poss\u00edvel economizar bastante e evitar dores de cabe\u00e7a no futuro.&nbsp; Neste review completo, vamos explorar todas as formas de comprar um carro de maneira mais econ\u00f4mica, com dicas&hellip;","_links":{"self":[{"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/posts\/533"}],"collection":[{"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/comments?post=533"}],"version-history":[{"count":5,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/posts\/533\/revisions"}],"predecessor-version":[{"id":561,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/posts\/533\/revisions\/561"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/media\/537"}],"wp:attachment":[{"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/media?parent=533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/categories?post=533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theglobetrail.com\/he\/wp-json\/wp\/v2\/tags?post=533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}