{"id":2247,"date":"2026-04-17T17:20:00","date_gmt":"2026-04-17T17:20:00","guid":{"rendered":"https:\/\/theglobetrail.com\/65a6cc49-2039-4724-a80b-8ef9e3ed9162\/"},"modified":"2026-04-17T17:20:03","modified_gmt":"2026-04-17T17:20:03","slug":"65a6cc49-2039-4724-a80b-8ef9e3ed9162","status":"publish","type":"post","link":"https:\/\/theglobetrail.com\/he\/65a6cc49-2039-4724-a80b-8ef9e3ed9162\/","title":{"rendered":"Cr\u00e9dito Automotriz Santander: Enganche Bajo y Plazos Flexibles para Tu Auto Nuevo o Seminuevo"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">\u05de\u05d5\u05de\u05dc\u05e5 \u05e2\u05d1\u05d5\u05e8\u05da<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Santander Cr\u00e9dito Automotriz<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financiamiento con enganche desde 10%, plazos hasta 72 meses y tasa fija anual. Ideal para autos nuevos, seminuevos, ecol\u00f3gicos y motos. Sin penalizaci\u00f3n por pagos anticipados.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/theglobetrail.com\/he\/redirect\/?https:\/\/www.santander.com.mx\/personas\/credito-y-financiamiento\/credito-automotriz\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">\u05d1\u05e7\u05e9 \u05e2\u05db\u05e9\u05d9\u05d5<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s dirigido a otro sitio web<\/small>\n<\/div>\n<p>El Cr\u00e9dito Automotriz Santander es una oferta destacada para quienes buscan estrenar auto nuevo, seminuevo, ecol\u00f3gico o incluso una moto, gracias a la flexibilidad de su financiaci\u00f3n. Sus tasas de inter\u00e9s fijas anuales y la posibilidad de elegir entre plazos de 12 hasta 72 meses dependiendo del tipo de veh\u00edculo marcan una diferencia real para quienes desean organizar mejor su presupuesto.<\/p>\n<p>El enganche m\u00ednimo parte desde el 10% si eliges una de sus alianzas en autos o motos, y en otras marcas, desde el 20%. Otro elemento atractivo es que el proceso es incluyente: no necesitas ser cliente previo de Santander y puedes contratar el seguro con la aseguradora que prefieras. Para quienes buscan una soluci\u00f3n a largo plazo, el plazo m\u00e1ximo de hasta 6 a\u00f1os es ideal.<\/p>\n<h3>\u05d3\u05e8\u05da \u05d0\u05dc \u05d3\u05e8\u05da \u05db\u05d3\u05d9 \u05dc\u05d1\u05e7\u05e9 \u05d0\u05d5\u05ea\u05d5<\/h3>\n<p>Primero, acude a una agencia autorizada o consulta el simulador de cr\u00e9dito para estimar tus pagos y condiciones. Posteriormente, re\u00fanes documentos de identificaci\u00f3n y comprobantes de ingresos, y aplicas en una sucursal o distribuidor.<\/p>\n<p>El banco revisa tu historial y capacidad de pago. Si cumples con los requisitos de edad (18 a 69 a\u00f1os), ingresos m\u00ednimos de $7,000 MXN y antig\u00fcedad laboral, puedes avanzar al siguiente paso. Finalmente, firmas el contrato, eliges tu seguro y recibes tu auto o moto.<\/p>\n<h3>\u05e0\u05e7\u05d5\u05d3\u05d5\u05ea \u05e2\u05d9\u05e7\u05e8\u05d9\u05d5\u05ea<\/h3>\n<p>Entre los principales beneficios est\u00e1n la flexibilidad del enganche, plazos prolongados, tasas fijas y la ausencia de penalizaci\u00f3n por pagos anticipados. Adem\u00e1s, el cr\u00e9dito es accesible sin necesidad de ser cliente Santander, lo que abre la puerta a m\u00e1s personas.<\/p>\n<p>Otro punto a favor: puedes elegir entre varias opciones de seguro y en el caso de autos ecol\u00f3gicos, Santander ofrece incentivos y condiciones competitivas para apoyar la movilidad sustentable. La transparencia en costos y comisiones ayuda a prever la inversi\u00f3n total sin sorpresas.<\/p>\n<h3>\u05d7\u05e1\u05e8\u05d5\u05e0\u05d5\u05ea \u05e9\u05db\u05d3\u05d0\u05d9 \u05dc\u05e9\u05e7\u05d5\u05dc<\/h3>\n<p>Uno de los requisitos que pueden ser limitantes es la antig\u00fcedad laboral m\u00ednima y el nivel de ingreso necesario, lo cual puede dejar fuera a algunos solicitantes.<\/p>\n<p>En financiamiento de autos seminuevos, el enganche puede ser del 25%, un poco alto comparado con otras opciones de mercado. Adem\u00e1s, algunos beneficios especiales aplican s\u00f3lo bajo alianzas espec\u00edficas.<\/p>\n<h3>\u05e1\u05d5\u05e4\u05d9 \u05d5\u05e8\u05d3\u05d9\u05e7\u05d8\u05d5<\/h3>\n<p>El Cr\u00e9dito Automotriz Santander es una s\u00f3lida alternativa para mexicanas y mexicanos que buscan estrenar veh\u00edculo con condiciones claras, tasas competitivas y amplia flexibilidad en plazos. Los requisitos son accesibles para la mayor\u00eda, y la variedad de alianzas suma opciones atractivas.<\/p>\n<p>Recomendamos valorar si cumples con los requisitos de ingreso y antig\u00fcedad, pues si es as\u00ed, puede ser una de las ofertas m\u00e1s completas en el mercado actual de financiamiento automotriz.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">\u05de\u05d5\u05de\u05dc\u05e5 \u05e2\u05d1\u05d5\u05e8\u05da<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Santander Cr\u00e9dito Automotriz<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financiamiento con enganche desde 10%, plazos hasta 72 meses y tasa fija anual. Ideal para autos nuevos, seminuevos, ecol\u00f3gicos y motos. Sin penalizaci\u00f3n por pagos anticipados.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/theglobetrail.com\/he\/redirect\/?https:\/\/www.santander.com.mx\/personas\/credito-y-financiamiento\/credito-automotriz\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">\u05d1\u05e7\u05e9 \u05e2\u05db\u05e9\u05d9\u05d5<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s dirigido a otro sitio web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre Cr\u00e9dito Automotriz Santander: enganche desde 10%, tasa fija y pagos flexibles. Aplica sin ser cliente del banco y lleva el auto o moto que siempre has deseado.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[27],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dito Automotriz Santander: Enganche Bajo y Plazos Flexibles para Tu Auto Nuevo o Seminuevo - The Globe Trail<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/theglobetrail.com\/he\/65a6cc49-2039-4724-a80b-8ef9e3ed9162\/\" \/>\n<meta property=\"og:locale\" content=\"he_IL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Automotriz Santander: Enganche Bajo y Plazos Flexibles para Tu Auto Nuevo o Seminuevo - The Globe Trail\" \/>\n<meta property=\"og:description\" content=\"Descubre Cr\u00e9dito Automotriz Santander: enganche desde 10%, tasa fija y pagos flexibles. 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