{"id":2268,"date":"2026-04-17T17:29:00","date_gmt":"2026-04-17T17:29:00","guid":{"rendered":"https:\/\/theglobetrail.com\/b495ffe0-2303-46e9-b735-b3b9260a9505\/"},"modified":"2026-04-17T17:29:55","modified_gmt":"2026-04-17T17:29:55","slug":"b495ffe0-2303-46e9-b735-b3b9260a9505","status":"publish","type":"post","link":"https:\/\/theglobetrail.com\/es\/b495ffe0-2303-46e9-b735-b3b9260a9505\/","title":{"rendered":"Cr\u00e9dito Automotriz Santander: Enganche desde 10%, plazos hasta 72 meses y pagos sin penalizaci\u00f3n"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Santander Cr\u00e9dito Automotriz<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enganches desde 10%, plazos flexibles de hasta 72 meses y pago anticipado sin penalizaci\u00f3n. Solicita en l\u00ednea y estrena auto sin ser cliente del banco.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/theglobetrail.com\/es\/redirect\/?https:\/\/www.santander.com.mx\/personas\/credito-y-financiamiento\/credito-automotriz\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio web<\/small>\n<\/div>\n<p>El Cr\u00e9dito Automotriz Santander se posiciona como una alternativa fuerte para quienes buscan financiar un auto nuevo, seminuevo, ecol\u00f3gico o motocicleta en M\u00e9xico. Destaca por su flexibilidad, ya que permite enganches bajos desde 10%, plazos que llegan hasta 72 meses y la ventaja de no penalizar pagos anticipados. Este producto financiero est\u00e1 disponible tanto para clientes Santander como para quienes a\u00fan no son parte del banco.<\/p>\n<p>En cuanto a condiciones, el enganche m\u00ednimo parte del 10% para marcas aliadas y 20% para otras marcas, mientras que los plazos m\u00e1ximos var\u00edan de 60 a 72 meses dependiendo del tipo de veh\u00edculo y la marca. La tasa de inter\u00e9s es fija anual y los seguros solicitados se ajustan durante todo el periodo del cr\u00e9dito, asegurando tranquilidad para el solicitante.<\/p>\n<h3>Paso a paso para solicitar<\/h3>\n<ol>\n<li>Elegir el tipo de veh\u00edculo y la marca que deseas financiar.<\/li>\n<li>Reunir los requisitos (edad, ingresos m\u00ednimos de $7,000 MXN, comprobantes de trabajo y seguro)<\/li>\n<li>Acudir a una agencia autorizada o iniciar tu tr\u00e1mite en l\u00ednea.<\/li>\n<li>Presentar tu documentaci\u00f3n y seleccionar el plazo y enganche.<\/li>\n<li>Esperar la validaci\u00f3n y, si es aprobada, firmar el contrato y recibir tu veh\u00edculo.<\/li>\n<\/ol>\n<h3>Ventajas destacadas<\/h3>\n<p>El principal atractivo es la posibilidad de pagos anticipados sin penalizaci\u00f3n, lo que le da al usuario libertad para reducir su deuda seg\u00fan su capacidad econ\u00f3mica.<\/p>\n<p>Al no ser necesario ser cliente Santander para acceder al cr\u00e9dito, ampl\u00eda mucho su p\u00fablico objetivo y facilita el proceso para m\u00e1s personas.<\/p>\n<h3>Puntos a considerar<\/h3>\n<p>El enganche m\u00e1s bajo s\u00f3lo aplica para ciertas marcas y no todas las condiciones est\u00e1n disponibles para cualquier veh\u00edculo o motocicleta, lo cual puede limitar opciones.<\/p>\n<p>Los plazos m\u00e1ximos tambi\u00e9n dependen de las alianzas de la marca, por lo que hay que estar atentos a las condiciones particulares seg\u00fan la elecci\u00f3n.<\/p>\n<h3>Veredicto final<\/h3>\n<p>El Cr\u00e9dito Automotriz Santander resulta atractivo por su flexibilidad en enganche y plazos. Es ideal para quienes buscan estrenar auto o moto con condiciones claras y la posibilidad de adelantar pagos sin penalizaci\u00f3n.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Santander Cr\u00e9dito Automotriz<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enganches desde 10%, plazos flexibles de hasta 72 meses y pago anticipado sin penalizaci\u00f3n. Solicita en l\u00ednea y estrena auto sin ser cliente del banco.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/theglobetrail.com\/es\/redirect\/?https:\/\/www.santander.com.mx\/personas\/credito-y-financiamiento\/credito-automotriz\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre el Cr\u00e9dito Automotriz Santander: enganches desde 10%, plazos hasta 72 meses y sin penalizaci\u00f3n por pagos anticipados. Solicita tu cr\u00e9dito y estrena el veh\u00edculo que quieres hoy mismo.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[27],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dito Automotriz Santander: Enganche desde 10%, plazos hasta 72 meses y pagos sin penalizaci\u00f3n - The Globe Trail<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/theglobetrail.com\/es\/b495ffe0-2303-46e9-b735-b3b9260a9505\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Automotriz Santander: Enganche desde 10%, plazos hasta 72 meses y pagos sin penalizaci\u00f3n - The Globe Trail\" \/>\n<meta property=\"og:description\" content=\"Descubre el Cr\u00e9dito Automotriz Santander: enganches desde 10%, plazos hasta 72 meses y sin penalizaci\u00f3n por pagos anticipados. 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