Financial Plus Credit Union
Borrow up to $2,000 with no credit check and get instant 24/7 approval from Financial Plus Credit Union. Apply easily online and receive your funds quickly.
Introducing the Ready Now Loan Offer
Financial Plus Credit Union’s Ready Now Loan is designed to help members access emergency cash quickly and easily, especially when unexpected expenses arise.
This loan allows individuals to borrow up to $2,000 without a credit check, making it accessible even to those with imperfect credit histories.
With instant approval 24/7, funds are deposited straight into your account, ensuring you can cover urgent financial needs without delay.
Applicants must be members and receive at least $500 in monthly deposits for three consecutive months to qualify. A $25 processing fee applies.
Loan amounts range from $500 to $2,000 and terms, rates, and other features are subject to qualification and credit union criteria.
How to Apply for the Ready Now Loan
Applying for the Ready Now Loan is straightforward and can be completed entirely online within minutes.
First, log in to your Financial Plus Credit Union digital banking account using your credentials.
Next, select the “Buy Now, Pay Later + Ready Now” option available in the menu to access the loan application.
Follow the simple on-screen prompts to fill out your application and finalize your request for funds.
Once approved, your cash is deposited immediately into your account, allowing you to use it right away.
Pros of the Ready Now Loan
One significant benefit is there is no credit check, making this loan accessible to a broader range of applicants, including those with low credit scores.
Additionally, the application is available 24/7, providing convenience and flexibility for anyone needing emergency cash outside traditional business hours.
Cons of the Ready Now Loan
The main drawback is that eligibility is limited to existing Financial Plus Credit Union members with qualifying deposit history.
Also, a $25 processing fee is applied to each loan, and you may only have one outstanding Ready Now Loan at any time.
Verdict
The Ready Now Loan is a practical option for Financial Plus Credit Union members facing sudden expenses, offering simplicity and rapid funding without a credit check.
However, the limits on eligibility and loan frequency should be considered before applying. Overall, it’s a solid choice for quick cash when you need it most.
